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Horse Insurance-What You Need To Know

Horses are beautiful animals, and they can add a lot of value to your property if you have the land to accommodate them and take care of them properly. However, most horse owners don’t realize how much liability their horses add to their property until something goes wrong and they experience the consequences of that liability firsthand. There are many different kinds of insurance policies that you should consider purchasing if you own horses, but your first step should be taking out an insurance policy on the actual animals themselves.

What Does Horse Insurance Cover?

Horse insurance covers two major categories. The first is mortality, which is basically a life insurance policy on your horse....


New To The Equine Community- Resources To Get You Started

The equine industry, like any other industry, can be complex and confusing to newcomers. It’s exciting, sure, but it’s also filled with jargon and terminology that you may not understand if you’re new to the business. If you’re new to the equine community, your first stop should be an experienced insurance agent who understands all things equine.

What Happens If I Am Traveling With My Horses And I Need Somewhere To Stay?

One of our cleints, WZ Ranch, is the first of it's kind in Colorado. It's a "Horse Hotel" that accomodates the traveling horseman and horsewoman. Located at the top of Monument Hill, it is tucked back in a beautiful meadow with a picturesque setting. Their...


What To Look For In A Farm and Ranch Policy

Depending on what you plan to do with your property, you’ll need different types of insurance. Farmers and ranchers often purchase home insurance along with farm and ranch insurance. But homeowners insurance may not cover items that are specific to a farm or ranch, such as cattle or horses. (Take a look at our post here for more details on how homeowners and farm/ranch policies differ.) This type of policy will help protect assets associated with your farming/ranching operation, such as feed, seed or livestock.

What Kinds Of Coverage Are Available?

Check with your local insurance agent to determine which type of policy, and how much coverage is appropriate for you. You may also want to look...

Horse Boarding Insurance

Farm and Ranch Insurance Policy: How to Choose the Right One for Your Business

Farm and ranch insurance isn’t only about covering your property in case of damage or theft; it’s also about protecting your income. Whether you’re raising cattle, growing crops, or running an equine boarding business, the success of your farm and ranch business relies on your ability to make money from it—which means that you need insurance to protect against income loss as well as property damage or theft. Follow this guide to learn how to choose farm and ranch insurance that meets your needs while also keeping costs down.

What kind of insurance do you need?

To make sure you have all your bases covered, there are some differences between homeowners...