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Farm & Ranch Insurance

Customizable protection for your agribusiness and personal property.

We know farms and ranches vary greatly in their size, scope and needs. As a result, we offer insurance policies for agribusinesses of all sizes and types. We provide customizable protection tailored to each operation, whether it involves livestock, equine, grain, vineyards, ostriches or llamas.

Our farm and ranch-packaged policy conveniently combines personal, farm, business property and liability insurance coverages into a single insurance policy -- simplifying your life and your insurance protection.

General insurance coverage options



  • Personal/business

  • Farm

  • Equine

  • Commercial auto

  • Farm/personal/commercial umbrella

  • Fire/legal



  • Equipment breakdown

  • Buildings and contents

  • Livestock

  • Farm machinery

  • Farm income loss

  • Residences and household contents

  • Personal property

  • Personal auto

  • Equestrian Centers

Our Unwavering Commitment
To Farmers and Ranchers

In an industry of constant changes and fluctuations, one thing that will remain constant is our commitment to your ever changing needs.  Customer service is built on the foundation of trust with your insurance provider, and we understand that.  

Horse Creek Insurance will be the source for all of your, tomorrow, and in the future.  You can count on us to provide quality service and stand with you every step of the way.


You have a passion for your land. It’s more than just a hobby – it’s a lifestyle.  We make it easy for you to protect that lifestyle.  Whether you have a small roadside fruit or vegetable stand, sell your wares at local farmers markets, grow your own food or board a few horses, you are at risk for property or liability losses that a typical homeowners insurance policy doesn’t cover.

Our insurance policies offer built-in property and liability coverages for both farm and residence. If you own horses, Equine insurance coverage offers additional coverage for certain horse-related activities. 

Protection you can count on


Many of our insurance policies include the following coverages:

  • Expanded replacement cost options for residence

  • Replacement cost for household contents, plus identity theft protection

  • Coverage for related structures such as barns, outbuildings or detached garages based on the residence coverage limit

  • Coverage for built-in mechanical equipment failures and utility service line failures

  • Farm and personal liability

  • Coverage for farm machinery, livestock and farm products, supplies and tools

  • Coverage for losses from events such as windstorms, hail, fire or theft


Equine  coverage includes all the above coverages, plus liability coverage for:

  • Horses in your care, custody and control whether for training, showing or boarding

  • Horse-related activities and participants at shows, exhibitions and events

  • Coverage for tack belonging to others

Equine Insurance

They're your pride and joy, your heart and soul.  It only seems right to want to protect them.  Whether it's pleasure, work, or show, we are committed to protecting your horse.  We carefully select each and every one of our insurance policies for flexibility and customization tailored to your exact needs.  We understand your commitment to your horses, and we want you to know, we are committed to them too.  

General coverage options available



  • Horse-related activities and participants at shows, exhibitions and events

  • Riding instruction

  • Boarding

  • Hay and sleigh rides

  • Carriage and buggy rides



  • Residences and household contents

  • Farm products and supplies

  • Barns

  • Tack

  • Hay and grain

  • Farm machinery


In addition to the above insurance coverages, you may choose additional coverages that can include protection for valuable papers, records and computer equipment to non-owned tack, golf carts and liability insurance coverage for horse show judges and more. You can also choose insurance coverage for other people’s horses that are in your care, whether for training, showing or boarding.


Farm Insurance for Falcon, Peyton, Calhan, Colorado Springs, Woodland Park & Pueblo Colorado

It’s Your Livelihood. Make Sure It’s Protected.

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At HC Insurance Group, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

We know that you work hard as a farmer, and at HC Insurance Group we want to extend that same courtesy to you by keeping your farm, and everything on it, insured. Our insurance specialists are sensitive to your individual needs and will work with you to find an insurance policy that best suits your farm or ranch.

Designing a specific insurance policy with us gives you the options of coverage in the following areas:

  • Crop Insurance

  • Farm Owners Insurance

  • Farm Livestock Insurance

  • Equine Insurance

  • Farm Equipment Insurance

  • Farm Dwelling Insurance

  • Farm Structures Insurance

  • Farm Auto Insurance

  • Farm Umbrella Insurance

  • Farm Liability Insurance

Why Farm Insurance?

Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm insurance policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.

You’ve worked hard to build your farm into a business. HC Insurance Group will work even harder to ensure that your business is protected.

We provide insurance solutions for farmers in or near Falcon, Peyton, Calhan, Colorado Springs, Woodland Park, and Pueblo, Colorado.

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